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Business Professional for Nonprofit & Gov't • Financial Management • Change Management • Knowledge Management • Project Management • System Admin • Veteran

Beats Can’t Be Beat

Posted on June 5, 2022November 15, 2025 by Philip

There’s a lot of talk about Apple releasing the AirPods Pro 2 soon. I had the original AirPods and the current AirPod Pros, but I’ve been using the Beats Fit Pro earbuds for several months now and can say they are absolutely my favorites! Sound is great, fit is great, comfort is great, and features…

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The Gas Price Game

Posted on June 4, 2022November 15, 2025 by Philip

A future that requires little (or no) petroleum means today’s oil companies are going to keep supply capabilities low enough to ensure demand drives higher prices while they can.

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LESSON 15: Sinking Funds

Posted on June 4, 2022November 15, 2025 by Philip

In Lesson 14, we discussed thinking through the intentions you have for your money. During this exercise, you might have looked through the list of categories and realized all expenses are not created equal. Your mortgage expense, your groceries expense, your automotive repairs, and your catastrophe categories are not forecasted the same. Some categories represent…

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LESSON 14: Let’s Create A Plan

Posted on June 1, 2022November 15, 2025 by Philip

Some people don’t like the word “budget” because it denotes restriction, limitation, or confinement. A better name might be one that implies permission to spend money, like “spend plan”. Make up whatever name helps you take that step towards creating a plan for your money. You could call it FRED (Funds Required for Every Day)…

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Mushrooms Are Not Good For Your Dog

Posted on May 29, 2022November 15, 2025 by Philip

It’s been so wet lately that we have a couple different kinds of mushrooms growing in our yard. Be careful, they could make your dog very, very sick. https://www.instagram.com/p/CeIE_rMuEpJ/?igshid=NGJjMDIxMWI=

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Commute

Posted on May 29, 2022November 15, 2025 by Philip

I need to go into the office to get a little work done. I might need a bigger basket soon. (at Highland, Illinois) https://www.instagram.com/p/CeHTgukOU01/?igshid=NGJjMDIxMWI=

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LESSON 13: The BIG 4 – #4 Clothing+

Posted on May 13, 2022November 15, 2025 by Philip

There are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend approximately 75% of their income in only 4 areas: Housing, Transportation, Food, and Clothing. The following chart which shows spending by category over the 73-year period of 1941-2014 does show how these…

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Dr. John Delony on the Carey Nieuwhof Leadership Podcast

Posted on May 12, 2022November 15, 2025 by Philip

  Notes: I listen to a podcast or watch a TED Talk and call myself an expert.  If you don’t look back, the shadow won’t catch you.  I found myself out on an island and instead of swimming back to shore and saying “Whoa, I found myself all by myself out there” I just said…

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LESSON 12: The BIG 4 – #3 Food

Posted on May 12, 2022November 15, 2025 by Philip

There are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend approximately 75% of their income in only 4 areas: Housing, Transportation, Food, and Clothing. The following chart which shows spending by category over the 73-year period of 1941-2014 does show how these…

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LESSON 11: The BIG 4 – #2 Transportation

Posted on April 12, 2022November 15, 2025 by Philip

There are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend approximately 75% of their income in only 4 areas: Housing, Transportation, Food, and Clothing. The following chart which shows spending by category over the 73-year period of 1941-2014 does show how these…

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Business Professional for Nonprofit & Gov't • Financial Management • Change Management • Knowledge Management • Project Management • System Admin • Veteran

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  • Bill Gurley Interview On Career Success
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